Yes, you can use Paynet without completing identity verification, but with very limited functionality.
Without verification, you can use Paynet within a total limit of up to 3,000 MDL for incoming and outgoing transactions and only for limited services.
An unverified Paynet wallet is valid for 28 days. After this period, the wallet becomes restricted, and you will no longer be able to use its services.
To remove the restrictions and continue using Paynet without limits, you need to complete the online identity verification process directly in the app.